Small Business INSURANCE
You built it. Let’s help protect it.
Straightforward protection for the people who keep our communities working.
WHO IT’S FOR
Built around your life.
Local shops, contractors, service businesses and other eligible small operations.
What it typically covers
- General liability for covered business claims
- Business equipment, inventory and property options
- Business income after eligible covered property losses
- Specialized options based on your trade and services
Coverage depends on the carrier, selected options, limits, deductibles and policy terms. We’ll walk through the details with you.
THE DETAILS MATTER
Common gaps people miss.
01 / WORTH A CONVERSATION
A home policy can leave a home-based business exposed.
02 / WORTH A CONVERSATION
Cyber incidents and professional errors may need separate coverage.
03 / WORTH A CONVERSATION
Employee injuries and business vehicles need their own review.
STRAIGHT ANSWERS
A few things you might be wondering.
What is a business owners policy?
A BOP can combine property and general liability for eligible businesses. We will explain what is included and what is not.
Can you help a home-based business?
Yes. Tell us about equipment, customer visits and services so we can identify exposures your home policy may not cover.
How do you choose coverage?
We start with what you do, what you own, your contracts and the risks you face — then compare suitable options.
Let’s talk small business.
Tell us what matters. We’ll help you find the right fit.