Rental Owner (Landlord) INSURANCE
Your investment needs its own protection.
Coverage for the property you rent out — not the home you live in.
WHO IT’S FOR
Built around your life.
Owners of rental homes, small residential buildings and other eligible investment properties.
What it typically covers
- Eligible damage to the rental structure
- Premises liability for covered claims
- Landlord-owned appliances and property when included
- Lost rental income after an eligible covered property loss
Coverage depends on the carrier, selected options, limits, deductibles and policy terms. We’ll walk through the details with you.
THE DETAILS MATTER
Common gaps people miss.
01 / WORTH A CONVERSATION
Your tenants’ belongings are not insured by your landlord policy.
02 / WORTH A CONVERSATION
Vacancy, short-term rental and renovation can change eligibility.
03 / WORTH A CONVERSATION
Rent default and maintenance are not the same as covered loss of rent.
STRAIGHT ANSWERS
A few things you might be wondering.
Will my homeowners policy work?
A policy for an owner-occupied home may not fit a rental. Let us know before a tenant moves in.
Are my tenants’ belongings covered?
Generally no. Tenants usually need their own renters coverage.
What if the property is vacant?
Vacancy can restrict coverage. We will review the expected timeline and a policy appropriate for the use.
Let’s talk rental owner (landlord).
Tell us what matters. We’ll help you find the right fit.