Commercial Auto INSURANCE
Coverage that shows up for work.
Work trucks, service vans and business vehicles need a policy built for the job.
WHO IT’S FOR
Built around your life.
Businesses with owned vehicles, employees driving for work or certain hired and non-owned auto exposures.
What it typically covers
- Business auto liability for covered accidents
- Collision and comprehensive options for listed vehicles
- Hired and non-owned liability options
- Coverage tailored to eligible vehicle types and business uses
Coverage depends on the carrier, selected options, limits, deductibles and policy terms. We’ll walk through the details with you.
THE DETAILS MATTER
Common gaps people miss.
01 / WORTH A CONVERSATION
Tools and cargo inside a vehicle may need separate coverage.
02 / WORTH A CONVERSATION
Employee-owned vehicles create a different liability exposure.
03 / WORTH A CONVERSATION
Personal auto may not fit delivery or commercial hauling.
STRAIGHT ANSWERS
A few things you might be wondering.
Do I need it for one work truck?
Vehicle ownership and use matter more than fleet size. We can review whether a personal or commercial policy is appropriate.
What if employees drive their own cars?
Hired and non-owned auto liability can help protect the business in eligible situations. It does not replace the employee’s own insurance.
Are my tools covered in the van?
Not automatically. An equipment or inland marine policy may be needed.
Let’s talk commercial auto.
Tell us what matters. We’ll help you find the right fit.